Essential Coverage for the Traveller with Backpacker Travel Insurance
Medical Coverage
Subject to both our PDS and Target Market Determination (TMD), our extensive medical insurance may guarantee that you are covered against unexpected health crises during your travels. Journey with confidence, knowing that any healthcare costs may be handled. With our coverage, you may focus on enjoying your adventures without worrying about potential medical expenses. Whether you’re hiking in the mountains or relaxing on a beach, we offer you cover for your adventure every step of the way.

Trip Cancellation
Life is full of surprises, but our trip cancellation insurance is here to protect your travel investment. Should your plans change due to unforeseen events, our policies provide protection, which may allow you to rebook your adventures without fear. With our flexible options, we have a plan that may suit your needs and budget. Enjoy your travels knowing that we’ve got your back when life takes an unexpected turn.

Lost Belongings
The loss or theft of your belongings can significantly disrupt your trip, but our all-encompassing insurance plan may offer crucial support in these unfortunate circumstances. With our coverage, you may focus on creating memorable experiences instead of worrying about what you’ve lost. Travel confidently, knowing that help is just a call away if the unexpected occurs.

24/7 Emergency Assistance
Our 24/7 emergency assistance is there to protect your travel experience. If you face any unexpected challenges during your journey, there’s no need to stress—help is just a quick phone call away for situations that may arise, ensuring that you are supported throughout your travels. Whether it’s a medical emergency or lost luggage, our team is ready to assist you at a moment’s notice. With this protection, focus on enjoying your adventure without the worry of what could go wrong.

Disclaimer: The information provided here is for general informational purposes only and does not constitute financial or insurance advice. We do not guarantee the accuracy or completeness of this content. Coverage is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement (PDS). Before making any decisions, please review the PDS and Target Market Determination (TMD) available from the insurer to ensure the product suits your individual needs.
Countries with ‘Do Not Travel’ warnings or ‘Sanctioned countries’ are excluded from coverage. It is important to check if your destination is available before considering travel insurance. Additionally, travel is only permitted if there is no travel ban in place or if you have an exemption. If a destination has a ‘Do Not Travel’ warning for COVID-19, Our policies will not cover any losses arising from COVID-19 in that area. For the latest government guidance, visit smartraveller.gov.au and health.gov.au, and stay informed about travel insurance alerts that may impact your coverage.